FREE CALCULATOR
Paycheck Calculator
Estimate your take-home pay after federal tax, FICA, and deductions. See per-paycheck and annual breakdowns.
Pay Details
This calculator provides an estimate only and is not tax advice. It uses 2025 federal tax brackets, standard deductions, and FICA rates, divided evenly across pay periods. Your actual paycheck may differ based on your W-4 elections, additional income, credits, and local taxes. Consult a tax professional for guidance specific to your situation.
Enter your pay details and click Calculate Take-Home Pay
Why Use Our Paycheck Calculator?
2025 Federal Tax Brackets
Calculations use the current 2025 federal income tax brackets and standard deductions for accurate estimates.
FICA Included
Automatically calculates Social Security (6.2%) and Medicare (1.45%, plus the 0.9% additional Medicare tax for high earners).
Any Pay Frequency
Works with weekly, biweekly, semi-monthly, monthly, or annual pay schedules.
Pre-Tax Deductions
Factor in 401(k) or other retirement contributions and pre-tax deductions like health insurance or HSA contributions.
Per-Paycheck and Annual View
See a full breakdown of taxes and take-home pay for both a single paycheck and the full year.
Private and Estimate-Only
All calculations happen in your browser. This is an estimate, not a substitute for professional tax advice.
Frequently Asked Questions
Is this calculator tax advice?
No. This tool provides a general estimate based on 2025 federal tax brackets and FICA rates. It is not tax advice. Consult a qualified tax professional for guidance specific to your situation.
Does this include state income tax?
You can enter an estimated flat state and local tax rate. Because state tax rules vary widely, this is a simplified estimate and may not match your state's actual brackets or credits.
How is federal tax calculated?
Your taxable income is your gross pay minus pre-tax deductions and the standard deduction for your filing status, then taxed using the 2025 federal income tax brackets.
What is included in FICA?
FICA includes Social Security tax (6.2% up to the annual wage base) and Medicare tax (1.45%, plus an additional 0.9% on income above the threshold for your filing status).
How do pre-tax deductions affect my paycheck?
Contributions like a traditional 401(k) or pre-tax health insurance reduce your taxable income, which can lower your federal tax. Some pre-tax deductions also reduce the wages subject to FICA.
Is my information stored or sent anywhere?
No. All calculations run locally in your browser. Your pay details are never saved or transmitted to a server.
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